Waiver of premium

An additional benefit you can add to most if not all life insurance contracts waiver of premium benefit is aimed at covering the premiums in the event you are unable to work due to sickness or disability.

When you apply for a life insurance contract you are given the option to apply for waiver. The benefit will meet the costs of premiums if you are off for more than 3 or 6 months depending on the contract.

If you are unable to work and your doctor signs you off the life insurance company after the set period of 3 or 6 months will start paying the premiums on your behlaf until you are fit to return back to work.

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