Benefits of Long Term Care Plans

These are some of the main benefits of a Long Term Care Plan:

• an assurance of good quality care of your choice;
• tax-free income to pay for care in your own home or a residential/nursing home;
• payable on disability or mental impairment;
• a lump sum to purchase aids and equipment for the home, ‘assistive devices’ and ‘respite care’;
• care tailored to your individual needs;
• may avoid the need for an ‘informal’ (and unqualified) carer and the associated difficulties that can sometimes ensue;
• freedom from worries such as being a burden on the family or of running out of money;
• independence and control;
• preservation of your assets, to pass on to the beneficiaries of your choice;
• peace of mind.

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