Protection Discount Brokerage

Protection contracts for people with special risks

This site allows UK clients with pre existing medical condiions or high risk occupations or hobies access to life cover and other protection products at discounted rates.


If you have a pre-existing medical condition or a hazardous occupation or pastime, our Special Risk Quotation service allows you to source the most competitive life, critical illness and income protection contracts

pre existing medical conditions protection quote
  • We will send you the rates available from the protection providers without you having to submit a full application.
  • Detailed underwriting is carried out using our quote form.
  • This is a free service so you are under no obligation to proceed.



If you have been declined insurance or have found that your monthly premiums were increased because of medical or occupational reasons, our website can help you identify the best rates available. After you submit your details we approach the underwriting departments of the insurers and ask them for an "indicative quote". Underwriters assess risk using different methods, so by obtaining indicaive quotes we can identify who is likely to be the most generous. Should you wish to proceed to an offer, you would then complete an applicaion form and the insurer would then write to your GP for a report to be completed. If the insurer makes an offer it is up to you to accept or decline their terms.

Email the Protection Helpdesk

Our protection helpdesk is only a click away to help you with any queries you may have. Tel: 01483 825609

e-mail the Protection Helpdesk

or call
0 1 4 8 3  8 2 5   6 0 9

Axxis Financial Planning Ltd. is regulated by the
Financial Services Authority

Protection logo

FSA Number: 226351

This site allows you to purchase protection on an "information only" basis -
no advice will be offered as to the suitability of any purchase.